The costs of a hospital stay add up quickly. Most major medical insurance is not designed to cover all hospitalization costs, paying only a portion of those charges, even after the deductible is met. Aflac Hospital Protection (hospital confinement indemnity) insurance can help. It complements your present major medical coverage by providing cash benefits that can be used to help pay out-of-pocket expenses associated with a hospital confinement.
Aflac pays an increased benefit amount for the first five days of hospital confinement. Cash benefits are paid directly to the policyholder, unless otherwise assigned. Aflac Hospital Protection insurance is not the same as “mini medical” insurance plans, which some employers now offer as a lower-cost alternative to major medical plans. Like most Aflac products, Hospital Protection insurance is designed to supplement existing major medical coverage.
Aflac Benefits Advisor
CA. Insurance Lic. #0E99761